What Is A Financial Planner?
Financial Planners Ft Myers
A financial planner is a practicing professional who assists individuals with a multitude of personal financial issues by way of effective planning, in the areas of cash flow management, retirement planning, investment planning, risk management & insurance planning, estate planning, tax planning, education planning, and for those who own their own business, succession planning/exit strategy. A financial planner will consider all questions, information and advice as it impacts and is impacted by the entire financial and life situation of the client.
A financial planner is a practicing professional who assists individuals with a multitude of personal financial issues by way of effective planning, in the areas of cash flow management, retirement planning, investment planning, risk management & insurance planning, estate planning, tax planning, education planning, and for those who own their own business, succession planning/exit strategy. A financial planner will consider all questions, information and advice as it impacts and is impacted by the entire financial and life situation of the client.
· Risk Management and Insurance Planning
· Managing cash flow risks through sound risk management and insurance techniques
· Investment and Planning Issues
· Planning, potentially creating, and managing capital accumulation to generate future capital and cash flows for reinvestment and spending
· Retirement Planning
· Planning designed to help ensure financial independence at retirement including 401Ks, IRAs etc.
· Investment Related Tax Planning*
· Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes*
· Estate Planning
· Planning for the potential to create, accumulate, conserve, and distribute assets
· Cash Flow and Liability Management
· Maintaining and enhancing personal cash flows through debt and lifestyle management
· Relationship Management with best in class service
· Comprehending and servicing the core needs of the client
· Education Planning for kids and the family members
* We do not provide tax advice; be sure to discuss your individual situation with your tax counsel.
In creating an effective strategy a financial planner should/will consider all parameters of a client’s long term financial goals, as well as their needs, wants, and responsibilities as they work towards achieving their client’s objectives. A financial planner can help you...
· To create strategies designed to address all of your financial goals and timelines.
· To have a frequently-updated, adaptable, logical plan.
· To make intelligent financial choices along the way.
· To understand how each financial decision impacts, relates to, and overlaps other areas of finance.
JPT072911-1170
